Adani Lushlands – Check Home Loan

Adani Lushlands – Check Home Loan

Adani Lushlands – Check Home Loan - Homeskart.com

Discover the luxury of Adani Lushlands, Sector 2, Gwal Pahari, Gurugram

Experience luxury with Adani Lushlands in Sector 2, Gwal Pahari, Gurugram. These exclusive 4 BHK apartments are designed for those who want the finest in life. With a spacious layout of 4850 sq ft, each unit is crafted to offer unmatched comfort and style.

Priced at ₹8.15 crore*, these luxurious homes are a true investment in opulence. Located in the serene Sector 2 of Gwal Pahari, Adani Lushlands offers a perfect blend of tranquility and urban convenience. The project has 200 exclusive units spread across 9 acres, ensuring ample space and privacy for all residents.

The Adani Group is renowned for its commitment to quality and innovation in real estate. Their projects consistently deliver exceptional living experiences, and Adani Lushlands is no exception. With top-class amenities and a prime location close to Delhi and Golf Course Extension Road, the project promises a lifestyle of comfort and luxury.

If you are considering this fabulous property, do not forget to check out the home loan options to make your dream of a luxurious 4 BHK apartment come true. Stay tuned for more updates on HRERA numbers and towers.

Adani Lushlands Sector 2, Gwal Pahari, Gurugram – Where luxury meets comfort.

Check approved banks and NBFCs for home loans

It has tied up with several leading banks or non-banking financial companies (NBFCs) to offer home loan facilities to its customers. Contact us for the most up-to-date list of approved banks and NBFCs with APF numbers.

Benefits of applying for a home loan with us

More options to compare

We have over 100 banks and NBFCs options available for comparison.

Smooth and quick process

Get a pre-approved home loan before selecting your property.

Best ability to secure a loan

We work with the best experts in the field of finance to guide our clients.

Lowest possible turnaround time

We strive to complete the work for our valued customers in the minimum possible time.

Tentative List of Documents Required for Home Loan

Do you want to apply for a home loan?
Check the documents required for home loan which are mentioned below.

Mandatory Documents

  • Latest Photos
  • KYC Documents
  • Copy of PAN, Aadhaar card and Voter card of both the applicant and the guarantor
  • Other documents to be submitted as per your profile

For salaried individuals

  • Latest Photos
  • Salary slips of last 6 months.
  • Form-16 or ITR for last 3 years for applicant(s) and guarantor(s)
  • Bank statement for the last 12 months showing salary deposits
  • Proof of other income like rent, interest on investments (if any)
  • Appointment Letter
  • Proof of 3 years employment as per rules
  • Details of previous job with proof (if present job is less than 3 years old)

For self-employed individuals

  • ITR of last 3 years
  • Profit & Loss and Balance Sheet for last 3 years
  • Account statement of the firm (if having income from business)
  • Chartered Accountant Certificate on Investments (if net worth is more than Rs. 1 crore)
  • For individuals in the unorganized sector: Self-declared income certificate/affidavit (if annual income is less than the exemption limit allowed under the Income Tax Act)

For Non-Resident Indians (NRIs)

  • Copy of Passport and Valid Visa
  • Work permit and financial documents attested by the Indian Embassy/Consulate and adjudicated in India
  • Copy of the contract for the remaining period of service
  • Brief employment profile

General Question

What documents do I need to submit for home loan application?

The documents usually required include proof of identity (Aadhaar card, passport, PAN card), proof of address (utility bill, rent agreement), income proof (salary slip, bank statement), property documents and passport size photographs.

How much time does it take for a home loan application to be approved?

The approval process usually takes from a few days to a few weeks, depending on factors such as completeness of documentation, asset verification, and the bank’s internal processes.

What is the tenure or repayment period of a home loan?

Home loan tenures usually range from 5 to 30 years, allowing borrowers to choose a repayment term that suits their financial situation.

What factors determine eligibility for a home loan?

Eligibility is based on factors such as income, credit score, age, employment status, existing financial obligations and loan amount required.

What is the loan-to-value (LTV) ratio for a home loan?

Banks usually provide up to 75-90% of the property value as a loan, while the remaining amount has to be paid by the buyer through an advance payment.

What are the home loan interest rates?

Interest rates vary depending on factors such as loan amount, tenure and the applicant’s credit profile. Banks may offer fixed or floating interest rate options.

Can I prepay or close my home loan?

Yes, most banks allow borrowers to prepay or close their home loan partially or fully, although prepayment charges may apply.

How much time does the home loan approval process take?

This process usually takes anywhere from a few days to a few weeks, depending on factors such as documentation, asset verification, and the bank’s internal processes

How is my loan eligibility calculated?

Loan eligibility is calculated based on factors such as income, credit score, age, employment status, and existing financial obligations. Banks typically use specific formulas and criteria to determine eligibility.

Do you allow balance transfers?

Yes, most banks allow borrowers to transfer their existing home loan to another bank for better terms, a process known as balance transfer.

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